I know I'll never borrow money again.

Moderators: winston, another_commander
See the Black Monk Customer Services Dept. for further details, or visit the release thread.LittleBear wrote:I wrote the script for black monks quite a long time ago, so its faily simply. You can recover from being a bit late. They will charge you a penalty sum on top of the capital and interest you already owe, but will permit you to redeem yourself by doing so. But the way its currently scripted, if you are really late (I think I set this as a month), then they will never let you darken their doors again and will just throw you out if you try to dock.
I think you spelled it wrong ... Divine Profit, surely?CheeseRedux wrote:[...] Divine Prophet [...]
The Black Monks only give you 20,000 credits, so I think that's not a real problem. It's not enough to buy any serious equipment, and much less a new ship.Disembodied wrote:A better solution might be to put a lower cap on the amounts the monks will lend (i.e. not nearly enough to fully kit out a new ship – say a couple of thousand)
Commander McLane wrote:The Black Monks only give you 20,000 credits, so I think that's not a real problem. It's not enough to buy any serious equipment, and much less a new ship.
Sounds very reasonable. A new Jameson will have a horrible credit rating, even by Black Monk standards.Disembodied wrote:It might be better if the Monks geared their loans to the player's kill count, or even how long they've been flying (if that's possible). ₢2000 for a starting player would make a significant difference (beam laser, injectors, and nearly enough for an ECM or a fuel scoop).
And you have ~16 jumps to pay back a final total of 30100 credits.Disembodied wrote:₢20,000 is a lot of dough for a starting player! ... and I've still got ₢3900 left to buy 35t of computers and still have change.
What Switeck says: the interest rate is prodigious and the player has very little time to repay the loan. If he uses more than a tiny fraction of the money for equipment, he will fail to repay in time. Failing means certain death (that's the very reason why the Black Monks ships are so strong).Disembodied wrote:Commander McLane wrote:The Black Monks only give you 20,000 credits, so I think that's not a real problem. It's not enough to buy any serious equipment, and much less a new ship.₢20,000 is a lot of dough for a starting player!